Pay with points, not with cash

Let’s face it – credit cards often get a bad reputation. Some view them as a quick path to debt, while others shy away due to annual fees. But when it comes to travel, the right credit card can be a game-changer, helping you save money, earn valuable rewards, and unlock exclusive perks that enhance your trips.

Used wisely, a travel credit card can pay for itself through benefits like free flights, hotel upgrades, lounge access, and travel insurance. Those annual fees? They’re more of an investment in your travel lifestyle, offering returns that far outweigh the cost if you take full advantage of the perks.

If you’ve been cautious or dismissive of travel credit cards, we’re here to change your mind. In the following sections, we’ll break down the essentials of travel rewards, share our experiences with top cards, and show you how to make the most of your travel credit card—especially when using points to book your next adventure.